Archive for December, 2008

Itz Just me asked:


Im currently attending college and I Ihave two credit card debts whichare both 500
so total of 1000
I have aphone bill which got cut off and I owe 300.oo
This happened when I moved to school my job I transfered to didnt put me on the schedule for a while so I had gotten behind payments.My credit is now messed up
when I went to go apply for a loan they told me I didnt qualify niether did my mom
My dad wont help me and my granma cant either.Well now I have a new job but they only give me like 2 days and i only make 100 dollars.
Now i have to pay 400 for my tuition and housing if i stop school and work Iwont have aplace to live
if I dont pay i can get kicked out
I was thinking about going into the navy as my last resort but i honestly dont believe the military is for me
adn I have the chance to go to auditions and use my talents but im afraid it wont get me buy I dont know what to do help please
31 minutes ago – 3 days left to answer.
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JED asked:


Alright, so we have a worksheet in algebra 2 which we have to factor with different scenarios and i do not know how to do some of them. Alright, so the first problem is…y3-1 (the y is cubed, that is why there is a 3). The second problem is…16r2-169 (the r is squared). And the third problem is… 45×2-80y2 (both the “x” and the “y” are cubed.

Basically, what i want is for you to show me how to factor each problem to get the right answer. So please show your work so i can possibly use the same method on the other similar questions. Thank you so much!

Small Business Loans * Discount Factoring * Small Business Loan * Small Business Credit For Commercial Finance LoansFactoring Loans * Equipment Financing * Purchase Order Finance * Commercial Mortgage – IMM Financial has been in the Commercial Finance Business serving companies just like yours for over 14 years. Put our experience to work for you. We are the Cashflow Specialists.

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Ron Mark asked:

The construction industry concerns itself with the building of infrastructure on a site. Finance for the construction industry, plays a crucial role.

Why finance is so important to the construction industry

• The raw materials are expensive. The materials utilized in the construction industry: steel, iron, cement, bricks, stone, concrete, glass, and heavy equipment like cranes, concrete mixers, etc., are all costly. To minimize costs, bulk purchases are made and sometimes cash payments are made to take advantage of discounts. This places a high demand on the businesses cash flow. Sometimes, for very large projects, finished blocks of the project are sold, in order to finance the completion of the other unfinished blocks. In such a situation, availing construction finance service from a financial institution proves to be very helpful.

• The labor cost is immense. The highest cost in the construction industry is for labor. Skilled, semi-skilled, and daily wage labor, in large numbers, have to be employed for the timely execution of the project. Labor costs drain the cash flow, and if proper financial planning is not in place at the time of placing the tender, then the construction company can face a very serious financial crisis. This situation can be transformed by taking construction finance from a financial company.

• The bid may be an underbid. To win the project, an underbid may be placed, which subsequently demands a tight inventory control, and a tighter cash flow. The strain is enormous and any miscalculated move may result in losses. The situation can be alleviated by taking construction finance from a company that provides finance for the construction industry.

• Clients may become bankrupt or insolvent. Sometimes, clients become insolvent and thus cannot honor invoices. To avoid such bad debts, many finance companies offer bad debt protection services. The finance companies take the risk of non-payment and charge a nominal fee for this service. Moreover, coupled with invoice discounting or factoring services, almost 70% of the invoice amount is immediately available for use. This improves the cash flow and can provide resources for further construction projects on other sites. With bad debt protection services, blocked cash is freed up, management time is saved, and peace of mind is achieved.

• Extra work is a rule rather than an exception. In the construction industry, clients expect extra work to be performed at minimum or no extra cost. Unless there is reasonable evidence to prove that the extra work has been performed, most likely, no payments will be made. This situation can be controlled by invoicing the client for the extra work, supported by reasonable evidence, and availing a construction finance service with debt protection service from a reputed finance company. The finance company releases about 70% of the payment immediately to improve the cash flow and chases the client for payment of the extra work performed. This results in peace of mind.

Wade Henderson – recognized Professional – 15 yrs in the Business Finance Field – strong reputation for getting the deal done. IMMFinancial.com development financing project investment capital financing business financing project investment private financing project infrastructure bank financing public financing project funding

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mrs_garcia_99 asked:


I am looking to start up either a home based business or a small community business. I would love any ideas!

Small Business Factoring * Invoice Factoring * Discount Factoring * AR Factoring For Commercial Finance LoansAccounts Receivable Financing * Business Equipment Leasing * PO Finance * Commercial Property Mortgage – IMM Financial has been in the Commercial Finance Business serving companies just like yours for over 14 years. Put our experience to work for you. We are the Cashflow Specialists.
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srikumar asked:


i am planning to start industrial production of air-activated heat patches for backpain, rheumatism etc. i need details regarding the materials used for heat generation, the machinery required for making such tapes and self adhesive patches. i would also neeed technical details for incorporating herbal medicine in the ahdesive patches. Am looking forward to market details, sales promotion etc. of the product in India. the expected expenditure as well as details regarding finance etc. needed. i dont know where i can get the machinery from. how many employees would be needed to start the product initially as a small scale business and later on launch the product on all India level. I plan to open the unit in Tamilnadu or Kerala. I read that some of the air activated heat patches are not really good. How can i make the product foolproof? What are the materials used for generating air-activated heat?Does the iron etc. cause skin irritation? Will i have market for the product if i market it

Small Business Loans * Discount Factoring * Small Business Loan * Small Business Credit For Commercial Finance LoansFactoring Loans * Equipment Financing * Purchase Order Finance * Commercial Mortgage – IMM Financial has been in the Commercial Finance Business serving companies just like yours for over 14 years. Put our experience to work for you. We are the Cashflow Specialists.
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