Every where you turn these days people are using digital and electronic technology in so many parts of their daily lives. You rarely pass by a home that still has an outdoor antenna attached to the side of their house and they might not even have a land line telephone on the inside anymore. We use digital, wireless and electronic for making calls, watching TV and listening to music. Less than half a century ago, most of these things were still a dream in someone’s head.
It has not been that long ago that most of us still paid our bills the old fashioned way. We would get all of the bills together and sit down at a table somewhere in the home we had designated just for that purpose. We would open up our check book and begin writing checks to all those that we owed. Once we had that done, we would fill out the envelopes and stick on a stamp. Then you had to make that walk to the mailbox and put them in. It was hard to send off all of our money, but it had to be done.
Most people have given up that old time way of paying their bills and will do it using on line bill pay with their on line checking account. It is just much simpler to deposit your payday check and take it from there. Once you money is credited to your account, you can get on your computer and take care of paying most of your bills in a matter of minutes with just a few moves of the mouse. When you have accustomed yourself to taking care of your bills and finances this way, most people wouldn’t want to go back to the stamp and envelope.
If you don’t think you really need to keep paper checks anymore, you might want to reconsider that. In many businesses they still might not take credit or debit cards. In small towns using checks is still very acceptable because there are so many mom and pop business that operate only with cash or checks. Paper checks are often used when people need to leave a deposit for something. The man that cuts your grass probably does not take credit or debit cards either. There are still plenty of reasons that you will need your paper checks.
When you have your checks made up, make sure you use something that is appealing to you. You want your checks to look different from the standard blue or beige. Have fun with them and enjoy looking at something that makes you feel good. Only use as much personal information on your checks as you need. If you own your own business, personalized checks are great advertisement because every time you use one, lots of people will probably see them before they get back to your bank!
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